Whether you have an old roof or a new one, you may be wondering whether your homeowners insurance covers roof repair. A typical homeowners insurance policy covers damage caused by fire, windstorms, hailstones, and other types of disasters. While the insurer may cover your roof repair, your premiums may increase. Similarly, if your roof is in poor condition, your insurer will likely decline your claim. However, your policy may also provide for replacement cost coverage,... Read more